The IHC Group

IHC Group Health Plans

Simple Solutions for Small Group Employers

Fully insured medical insurance for 2 - 50 employees

Simple Solutions for Small Group Employers

Employers want a cost-effective health plan without sacrificing quality coverage.

Employees want reliability and flexibility at an affordable rate.

IHC Group Health Plans are the right fit.

• Variety of insurance plans offering traditional to forward-thinking solutions
• Customization options to meet varied needs and budgets
• Choice of prescription drug benefits
• More than 70 PPO networks

You may not recognize our name, but our reputation speaks volumes.

Insurers Administrative Corporation (IAC) was founded in 1978 by a health insurance agent-someone who understood the challenges facing agents and employer groups, and who was committed to building a successful business based on relationships and personal service.

In 2006, IAC was acquired by Independence Holding Company (NYSE: IHC), a well-respected, financially secure insurance organization that is changing the face of the health insurance industry. Today, the IHC Group has:

• One million customers
• Thousands of qualified agents nationwide
• Three carriers rated "A-" (Excellent) by A.M. Best
• More than 25 years of life, health and stop-loss insurance experience

Competitive pricing.

Innovative plan designs.

Dependable Administration.

Personal service.

This is the foundation for the IHC Group Health Plans.

We welcome the opportunity to earn your business.

The IHC Group is an insurance organization comprised of Independence Holding Company (YYSE: IHC), its operating subsidiaries and affiliates. With more than $1.3 billion in assets, the IHC Group serves more than one million customers through its operating companies, which include three A-(Excellent) A.M. Best-rated insurance carriers, third-party administrators, managing general underwriters and marketing organizations. The IHC Group has been providing life, health and stop-loss insurance solutions for over 25 years.

Personal Health Plans

Simple Solutions for Individuals and Families

Fully insured medical insurance

Before you purchase health insurance, research your options to ensure you choose a company you can count on - one that cares about helping you select the best plan for your situation.

Health plans built on choice.

• Multiple options for co-pays and deductibles
• More than 50 PPO networks
• Choice of prescription drug benefits
• Value-added benefits included with every plan - use one or use them all, depending on your changing health needs
• Personalized customer support by telephone during normal business hours - or 24/7 online access at a time that's convenient for you

Basic Solutions

A fixed indemnity health insurance plan for individuals and families

Basic is a health insurance plan that pays a fixed benefit amount when you receive a covered service.

Guaranteed issue

No medical exams or health history investigation at enrollment for eligible individuals

Valuable

Insurance benefits for everyday health care, as well as for the unexpected hospital confinement or surgery

Affordable

Choose one of three plans, all fixed benefits that keep premiums low and stable

Portable

Since coverage is not purchased through an employer, a change in employment will not impact your Basic plan… take your coverage with you!

IHC - Short Term Medical (STM) Products Available

Perfect Solution for:

• Those between jobs
• New hires and existing employees
• College graduates
• Part-Time workers

TelaDoc - Medical Care by Telephone

TelaDoc is a national network of board-certified physicians providing cross-coverage consultations 24 hours a day, 365 days a year. TelaDoc physicians use electronic health records (EHRs) and telephone consultations to diagnose, recommend treatment and write short-term non-DEA-controlled prescriptions, when appropriate. TelaDoc does not replace the existing primary care physician relationship, but instead enhances it with an efficient, cost-effective alternative for minor medical problems. Members simply make a phone call and, in most cases, speak to a physician in about 30 minutes (three hours guaranteed).

TelaDoc treats non-emergency conditions like:

• Allergies
• Bronchitis
• Cold or Flu
• Pink Eye
• Poison Ivy
• Respiratory Conditions
• Sinus Infections
• Urinary Tract Infections

TelaDoc services are available for all ages at a low cost to you - only $10 per consultation!
*TelaDoc is not an insurance benefit

Disclaimers:
TelaDoc does not replace the primary care physician. TelaDoc is not available in Oklahoma. TelaDoc does not guarantee that a prescription will be written, and operates subject to state regulations. TelaDoc does not prescribe DEA controlled substances. TelaDoc physicians reserve the right to deny care for potential misuse of services. TelaDoc, Inc. 2002-2010